My New Blog

Customer appreciation!
September 15th, 2009 9:57 AM

THE FOLLOWING IS AN ACTUAL LETTER RECEIVED 9/14/2009 - GREAT JOB LAMBROS!!!!!

RHF,  my name is Steve XXXXX(removed for privacy) I was able to purchase 2 funeral homes in New York due to the efforts of one of your employees, Lambros Orfanitopoulos. This deal started about 2 years ago and it was a real rocky deal.Through the whole ordeal Lambros was right by my side. He never gave up even when things got rough. He was always available even on his days off. He kept me up to date even if the news wasn't good. He is a true professional and he really looks out for his client. He started with me and was even present at the closing. I just wanted to let you know what type of employee you have. Iwant to thank him and your company.


Posted by Michele Fiore on September 15th, 2009 9:57 AMPost a Comment (0)

Rates are likely to remain stable..
July 22nd, 2009 5:15 PM

Here is an article from Rismedia that supports the anticipation that mortgage rates should remain stable... for now.. RISMedia » Federal Reserve article 7-22-09.pdf

 


Posted by Michele Fiore on July 22nd, 2009 5:15 PMPost a Comment (0)

Attention First Time Buyers
May 14th, 2009 12:45 PM

Many first time buyers or Realtors working with first time buyers are unaware of the State, County, and even Municipal programs that are available. There are many different programs or grants that can be applied to things like closing costs, home improvements, and even in some cases down payment assistance. In addition in many instances an individual who has previously owned a home but has not owned a home in the three (3) years prior to receiving assistance would be considered a first time buyer.

Programs vary from County to County and Municipality to Municipality. Please consult a mortgage professional that is familiar to working with these programs. At Residential Home Funding we have regular training for our Loan Specialists on the latest programs for home buyers. We consider it our civic duty, and our personal pleasure, to help our hard working clients become home owners and enjoy the "American Dream" !


Posted by Michele Fiore on May 14th, 2009 12:45 PMPost a Comment (0)

Announcement - key interest rates cut!! 12/16/2008
December 16th, 2008 3:55 PM

The Federal Reserve has pledged to cut its key interest rate. The federal funds rate, the interest that banks charge each other, to a range of zero to 0.25 percent. The central bank says it plans to use a variety of unconventional methods to flood the banking system with credit and drive interest rates lower.

According to the Associate Press.. "the Fed last month said it planned to purchase up to $600 billion in direct debt and mortgage-backed securities issued by big financial players including Fannie Mae and Freddie Mac in an effort to boost the availability of mortgage loans".

"The Federal Reserve will employ all available tools to promote the resumption of sustainable economic growth and to preserve price stability," the Fed said.

 


Posted by Michele Fiore on December 16th, 2008 3:55 PMPost a Comment (0)

Loan Programs Available
October 6th, 2008 5:48 PM
There has been a lot of concern lately regarding loan programs available. I would like to reassure our clients and business partners that we still have many options for mortgage financing. Although we lost buyer down-payment assistance programs as of October 1st, 100% financing is still available for most first time buyers and Veterans, even those borrowers with less than perfect credit. FHA programs exist for buyers with as little as 3% down-payment, also not necessary to have perfect credit to qualify for an FHA loan. These programs do however, require full income documentation. There are other programs available for buyers that are unable to document their income but have assets that they can document. Mortgage rates continue to be at unbelievable lows! If you have any doubt that there may not be a loan available to you please call or send an email to info@rhfundingus.com with a brief explanation of your scenario. We welcome your challenges!!!!

Posted by Michele Fiore on October 6th, 2008 5:48 PMPost a Comment (0)

Residential Home Funding is rolling out the HMFA "Smart Start" Program
August 21st, 2008 4:07 PM
First Time buyers only!!! Great opportunity for home buyer with limited cash funds to become home OWNERS!!! 100% financing. Up to 4% of the purchase price available to be used for downpayment - once the buyer continuously resides in the premises for 5 years from the date of closing the loan the "Smart Start" portion of the lien will be deemed satisfied and the borrower will recieve a cancellation of mortgage or release of lien. If you have any questions please call our office 732.747.1676 and speak with one of our Loan Specialists!!!

Posted by Michele Fiore on August 21st, 2008 4:07 PMPost a Comment (0)

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